From one snowbird to another
Another Maine winter, or your last one?
There is a right way to make the move south, and a wrong one. The wrong way is piecing it together yourself. A stranger up north, a stranger down south, and a lender who has never set foot in either state. The right way is one team that has made the move themselves, running all of it as a single coordinated plan. We call it The Last Winter Method.
Nine quick questions. Free. No pressure.
I'm making this move myself, this year.
I am Travis Penny, a Mainer and a mortgage broker. I started in the mortgage business in 2004 and I'm still here. Florida is not new to me. I have come down for years. But this is the first year I have actually done it. The snowbird life, January through early June in Florida, the exact move you are weighing right now.
Because I do this for a living, I did not wing my own move. I planned it like a deal. When to handle the Maine house, how to buy right in Florida, how to finance it clean. Then a couple of people close to me asked if I would walk them through it, and that is when it clicked. This is not just my move. It is something a lot of Mainers want, and almost nobody does right.
So I brought in Deja, who built her own real estate team in both Maine and Tampa Bay, and Dewey, a Mainer who made the full move four years ago. One team, two states, and I am walking this path the same year you are.
The Last Winter Method. Three parts, one team.
Every move south breaks into three parts. Most people hand each one to a different stranger and spend the whole move wondering if anyone is in charge. We run all three as one coordinated plan.
- 1
Handle Maine. Your Maine home gets handled on the right timing. Kept and set up for the season with your equity positioned, or sold if selling is the move. Deja and her Maine team run it.
- 2
Buy Florida. The right place, in the right area, bought right. Dewey and his Tampa Bay team run it.
- 3
Finance it. If you need a loan, Travis brokers it himself, anywhere in Maine and anywhere in Florida. Paying cash? Even simpler. See the full plan for Maine to Florida mortgage financing with Travis Penny.
The No Stranger Guarantee
Here is our promise, and it is the part most people moving this far never get. From the first call to the keys in your hand, you are never handed off to a stranger. Travis brokers your loan. The real estate is Top Homes Group, the company Deja Lett built, with her own offices in both Maine and Tampa Bay. Not strangers she partnered with. Her own teams.
Deja runs the Maine side. Dewey finds your Florida home. Travis handles the financing. Two of the three of us have made this exact move ourselves. Dewey for good four years ago, and Travis is in his first snowbird season right now. One company on the real estate, one broker on the loan, and not one stranger in the deal.
A Mainer and a mortgage broker. He started in the mortgage business in 2004 and is still here. Based in Apollo Beach, in his first season as a snowbird, making the same Maine to Florida move you are weighing. He brokers your loan himself, anywhere in Maine and anywhere in Florida.
Associate Broker and founder of Top Homes Group, which she built in both Maine and Tampa Bay. She focuses on the Maine market, is often in Florida, and is licensed in both states. She runs the Maine side of your move.
Top Homes Group Tampa Bay. A Mainer who made the full move to Florida four years ago. He is your agent on the ground in Tampa Bay.
One team. One plan. One call.
We take a limited number of Maine families each season. The No Stranger Guarantee only works at small numbers, and the season we would start handing families off is the season the promise breaks. Answer nine quick questions and see if your move is a fit. If it is, your next step is The Last Winter Money Map, a straight look at your Maine equity and your Florida buying power, so you know whether this is your year.